Credit cards offer ease of flexibility to conveniently seek financial assistance at any point in time. Whereas they are loaded with an end number of benefits and offers that could help us to save a good amount of money. Furthermore, today different banks have been providing various credit cards to assist every need of customers. The AU Bank is also a leading banking institution in this field. Moreover, its AU Bank Altura Plus Credit Card has grabbed the attention of people through its unique features. It offers cashback, rewards, milestone benefits, welcome bonuses, insurance, and among others. Keep reading to know more about “A Comprehensive Examination of the AU Bank Altura Plus Credit Card”.
What benefits you can avail of the AU Bank Altura Plus Credit Card?
AU Bank Altura Plus Credit Card offers welcome benefits to first-time users. You can get vouchers worth INR 500 by spending INR 10,000 within 60 days or card activation. Further, you can even choose the vouchers from the top brands as per your preference. People tend to buy credit cards to fulfill their objectives. However, each individual has their own needs to buy a credit card. Therefore, if you are someone who is looking for a card that could offer a good amount of cashback then you are at the right place. This AU Bank Credit Card provides up to 1.5% cashback across all POS retail spends at merchant outlets. However, after you reach the maximum cashback limit you will get 1 reward to spend for spending INR 100.
Moving forward, the credit card offers milestone benefits. Hence, you can get 500 reward points as a bonus for INR 20,000 in retail spending in a calendar month. Besides that, you can get up to 2X reward points for all your transactions. Furthermore, 1 reward point is awarded for spending INR 100 across Utility, Rent, Insurance, and Education & Govt. categories. In addition, it comprises 2 railway lounge access per calendar year. However, the benefit is only applicable to the following cities like New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra. In addition, with the Add-on cardholder feature your loved ones and family members can also enjoy the benefit of the Altura Plus Credit Card.
If you use your own vehicle daily for traveling and you can benefit from the 15 fuel surcharge waiver. Whenever you will pay using the card at the petrol pump you didn’t have to pay any extra charges. Additionally, the reward points you will earn here can be redeemed to get a plethora of benefits. Some of those options are E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings, and much more. Therefore, as per your preference, you can select the perfect option for yourself. Further, several cases of counterfeit translation are reported in recent times. So to cater to all such things the Altura Plus Card is protected against counterfeit fraud. Therefore, if in case your credit card is lost or stolen you shouldn’t be held liable for any loss. However, report to the bank as soon as possible about the loss.
Conclusion
The AU Bank Altura Plus Credit Card comes under the list of top credit cards in India. In addition, it is equipped with contactless technology that allows you to make a fast and secure payment gateway. Therefore, you didn’t have to hand over your credit card for the payment process. Simply scan the reader and the payment will be done automatically. Further, to obtain the card you need to spend INR 499 as joining charges. The annual charges can be waived by spending INR 20,000 within 90 days of credit card setup.
