HDFC Credit Cards are popular in the market due to their ease of use. It offers a wide range of financial products and services. Further, you can find different kinds of credit cards provided by the bank. The HDFC Diners Black Credit Card is one of them that is highly popular in the market. It offers a number of benefits and features from various categories. Therefore, if you can avail yourself here reward points, travel perks, welcome benefits, dining privileges, interest-free credit period, lounge access, fuel surcharge waiver, and many more. Keep reading to know more about “A description of the HDFC Diners Black Credit Card’s features”.
What are the benefits of the HDFC Diners Black Credit Card?
The HDFC Diner Black Credit Card provides benefits across various categories. So, if you want to reap a variety of benefits, this is the best option for you. Traveling is one of the most thrilling experiences of our lives. Furthermore, for some people, traveling is a hobby that they enjoy. However, we are aware that it can cost a lot of money and put a strain on our finances. As a result, the credit card allows you to book flights across India and abroad with over 150 airlines of your choice. You can also book from a selection of more than 150 hotels both domestically and internationally. In addition, unlimited lounge access to over 1000 lounges in India and abroad. The best part is both primary cardholders and add-on cardholders can enjoy this benefit.
This HDFC Credit Card comes with a 1% fuel surcharge waiver across all the petrol pumps in India. The welcome gift is one of the most exciting bonuses that you can find listed on every credit card. Further, it attracts a large section of people. Therefore, the Diners Black Credit Card also has a welcome gift. Complimentary annual memberships to Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK, and Times Prime are available here for you as a welcome bonus. However, you can avail of them by spending INR 1.5 lakhs within 90 days of paying the joining fees.
A complimentary golf game on the world’s finest courses is offered with it. The courses, however, are limited to a maximum of six per quarter. Besides that, by spending INR 8 lakhs annually you can get annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One for 3 months, MMT BLACK, and Times Prime. For spending INR 150 on retail the card offers 5 reward points. Whereas, you can get 10X reward points for spending via SmartBuy. However, the reward point can be redeemed to get flight tickets, hotel stays both domestic and international. Get insurance protection like air insurance coverage worth INR 2 crore, emergency overseas hospitalization worth INR 50 lakhs, and travel insurance coverage of INR 55,000.
Conclusion
The HDFC Diners Black Credit Card is one of the best credit cards in India. It comprises different types of benefits and features that one could expect. The different types of perks it offers are in detail mentioned above. In addition, it comes with a Smart EMI option to convert your big spending into small EMIs. As a result, you can purchase your favorite items without even thinking of them. It would definitely increase the purchasing power of customers. Also, the credit card has a 50 days interest-free period. This means from the date of purchase to 50 days it comprises an interest-free credit card period. Additionally, a credit card liability of INR 9 lakh comes with it that covers any counterfeit transactions. To obtain the card you need to spend INR 10,000 plus taxes. It makes it one of the most premium credit cards.